Fifty Stones Capital Group Closes $10.5M High-Stakes Loan on Bald Head Island, NC.

Bald Head Island, NC – January 30, 2025 – In a high-pressure, time-sensitive transaction, Fifty Stones Capital Group has successfully closed a $10.5 million loan secured by prime collateral at the coveted address of 3 Merchants Row, Bald Head Island, North Carolina. The deal was not only a testament to Fifty Stones’ ability to execute under tight timelines, but also marked the beginning of what’s set to be a long-standing strategic relationship with a prominent JV group bringing a pipeline of deals to market.

Faced with multiple competing offers and a complex capital structure, the borrower made it clear: speed, certainty, and full cash-out flexibility were non-negotiable. “We were pressed for time on this one and wanted to get something done with Fifty Stones for the first time,” the principal said. “There were one or two offers on the table, but they came with strings attached, namely, any cash-out had to be locked up and disbursed directly through escrow to satisfy obligations tied to other acquisitions and the JV structure.”

The property, located in the heart of Bald Head Island, is a trophy asset in a market where opportunities are scarce and competition fierce. This pristine coastal destination, known for its exclusivity and limited access, added a unique logistical element to the transaction, but also solidified the long-term value and stability of the underlying asset.

“Getting this over the finish line wasn’t just about funding a deal, it was about proving that we could move fast, solve for complexity, and meet our client’s strategic needs from day one,” said Mark Shea, the CEO of Fifty Stones Capital Group. “This first deal lays the groundwork for several others already in the pipeline with this group, and we’re thrilled to be their capital partner going forward.”

The closing of this $10.5M loan represents more than just a successful transaction, it’s a signal to the market that Fifty Stones Capital Group is a go-to lender for sophisticated borrowers looking to scale quickly without compromising flexibility. With additional acquisitions already lined up by the borrower and their partners, this deal is just the beginning.

About Fifty Stones Capital Group

Fifty Stones Capital Group specializes in creative, responsive commercial real estate financing nationwide. With a focus on execution, speed, and structuring complex transactions, the firm has become a preferred partner for real estate investors seeking flexible capital solutions.