top of page
DSCR Loans
DSCR loans are a type of real estate financing where the primary focus is the income generated by the property, rather than the borrower’s personal income. The key metric is the Debt Service Coverage Ratio (DSCR), a measure of whether the property’s cash flow is sufficient to cover the loan payments. In simple terms, the property is expected to “carry its own weight.”
Because of this structure, DSCR loans are commonly used by real estate investors seeking to finance or refinance income-producing properties without relying on traditional income verification.
Loan Size
Ranging from $5,000,000 up to $80,000,000+
Fixed Rates
Starting at 9.5%
Minimum In-Place DSCR
1.15x
Loan Term Duration
6 to 60 months, extensions available
Loan-to-Value (LTV) Rates
Up to 85% LTV
Closing Costs
Typically range from 1 - 5 Points
Collateral Options
Real estate and equipment
Pre-Payment Penalty
No-Prepayment Penalty
Standard Closing Time
20 -30 day (can be expedited on request)
Locations
Nationwide
Have a scenario that matches this program?
We love a good challenge. Fill out our simple online application and let’s work together to find the perfect funding solution for you.
Contact
Company
Terms & Conditions |
Privacy Policy |
Accessibility Statement |
Deposit Policy
The website www.fiftystonecapitalgroup.com is operated by FiftyStone Capital Group. By accessing this site and its pages, you agree to our Terms of Use and Privacy Policy. Please note, using this website does not constitute an application for a mortgage loan nor an offer to lend. Loans are originated or arranged by FiftyStone Capital Group (the “Fund”). FiftyStone Capital Group is a registered company in California, in accordance with state laws California Secretary of State. Mortgage loan products on this website are available to qualified borrowers for business or commercial purposes only. Origination fees and additional charges may apply. Financing is subject to certain conditions, including due diligence, credit evaluation, and approval of the property in question. Borrowers must meet underwriting criteria to qualify. FiftyStone Capital and all other trademarks are the property of their respective owners and are not endorsed or affiliated with any government agency. Rates and terms are subject to change at any time without notice and may be restricted by state regulations.
bottom of page