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Construction Loan

Construction loans are short- to mid-term financing solutions used to fund the ground-up development of a property or significant renovations that require staged capital over time. Unlike traditional loans that fund in a single disbursement, construction loans are draw-based, meaning funds are released in phases as the project progresses. This structure ensures capital is deployed in line with construction milestones rather than all at once.

Loan Size
Ranging from $5,000,000 up to $80,000,000+

Fixed Rates
Starting at 8.5%

Payment
Monthly Interest Payments with Balloon at Maturity

Loan Term Duration
Up to 60 months, extensions available

Loan-to-Value (LTC) Rates
Up to 80% LTC

Closing Costs
Typically range from 1 - 5 Points

Collateral Options
Real estate and equipment 

Pre-Payment Penalty
No-Prepayment Penalty

Standard Closing Time
30 day (can be expedited on request)

Locations
Nationwide

Have a scenario that matches this program? 

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The website www.fiftystonecapitalgroup.com is operated by FiftyStone Capital Group. By accessing this site and its pages, you agree to our Terms of Use and Privacy Policy. Please note, using this website does not constitute an application for a mortgage loan nor an offer to lend. Loans are originated or arranged by FiftyStone Capital Group (the “Fund”). FiftyStone Capital Group is a registered company in California, in accordance with state laws California Secretary of State. Mortgage loan products on this website are available to qualified borrowers for business or commercial purposes only. Origination fees and additional charges may apply. Financing is subject to certain conditions, including due diligence, credit evaluation, and approval of the property in question. Borrowers must meet underwriting criteria to qualify. FiftyStone Capital and all other trademarks are the property of their respective owners and are not endorsed or affiliated with any government agency. Rates and terms are subject to change at any time without notice and may be restricted by state regulations.

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The website www.fiftystonecapitalgroup.com is operated by FiftyStone Capital Group. By accessing this site and its pages, you agree to our Terms of Use and Privacy Policy. Please note, using this website does not constitute an application for a mortgage loan nor an offer to lend. Loans are originated or arranged by FiftyStone Capital Group (the “Fund”). FiftyStone Capital Group is a registered company in California, in accordance with state laws California Secretary of State. Mortgage loan products on this website are available to qualified borrowers for business or commercial purposes only. Origination fees and additional charges may apply. Financing is subject to certain conditions, including due diligence, credit evaluation, and approval of the property in question. Borrowers must meet underwriting criteria to qualify. FiftyStone Capital and all other trademarks are the property of their respective owners and are not endorsed or affiliated with any government agency. Rates and terms are subject to change at any time without notice and may be restricted by state regulations.

Copyright © FiftyStone Capital Group 2026. All rights reserved. 

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