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Refinance

Financing for borrowers seeking to refinance existing debt, address upcoming maturities, improve flexibility, or restructure capital around a changing business plan. These transactions are often appropriate where a borrower needs a lender that can assess the true current condition of the deal and the best path toward stabilization, sale, or longer-term takeout financing.

Deals That May Fall Into This Program

  • Imminent Debt Maturities

  • Refinances of Existing Bridge Debt

  • Refinances of Bank Debt

  • Sponsor Recapitalizations

  • Cash-in Refinances

  • Recapitalizations Tied to Repositioning Plans

  • Refinances Following Construction or Lease-up Progress

  • Debt Replacement Where Conventional Execution
    Is Not Available

Loan Size
Ranging from $5,000,000 up to $80,000,000+

Fixed Rates
Starting at 9.00%

Payment
Monthly Interest Payments with Balloon at Maturity

Loan Term Duration
6 to 60 months, extensions available

Loan-to-Value (LTV) Rates
Up to 80% LTV

Closing Costs
Typically range from 1 - 3 Points

Collateral Options
Real estate and equipment 

Pre-Payment Penalty
No-Prepayment Penalty

Standard Closing Time
20 -30 day (can be expedited on request)

Locations
Nationwide

Have a scenario that matches this program? 

We love a good challenge. Fill out our simple online application and let’s work together to find the perfect funding solution for you.

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The website www.fiftystonecapitalgroup.com is operated by Fifty Stone Capital Group. By accessing this site and its pages, you agree to our Terms of Use and Privacy Policy. Please note, using this website does not constitute an application for a mortgage loan nor an offer to lend. Loans are originated or arranged by Fifty Stone Capital Group (the “Fund”). Fifty Stone Capital Group is a registered company in California, in accordance with state laws California Secretary of State. Mortgage loan products on this website are available to qualified borrowers for business or commercial purposes only. Origination fees and additional charges may apply. Financing is subject to certain conditions, including due diligence, credit evaluation, and approval of the property in question. Borrowers must meet underwriting criteria to qualify. Fifty Stone Capital and all other trademarks are the property of their respective owners and are not endorsed or affiliated with any government agency. Rates and terms are subject to change at any time without notice and may be restricted by state regulations.

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+1 (415) 295-5644

50 California st, San Francisco, CA 94111. 

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The website www.fiftystonecapitalgroup.com is operated by FiftyStone Capital Group. By accessing this site and its pages, you agree to our Terms of Use and Privacy Policy. Please note, using this website does not constitute an application for a mortgage loan nor an offer to lend. Loans are originated or arranged by FiftyStone Capital Group (the “Fund”). FiftyStone Capital Group is a registered company in California, in accordance with state laws California Secretary of State. Mortgage loan products on this website are available to qualified borrowers for business or commercial purposes only. Origination fees and additional charges may apply. Financing is subject to certain conditions, including due diligence, credit evaluation, and approval of the property in question. Borrowers must meet underwriting criteria to qualify. FiftyStone Capital and all other trademarks are the property of their respective owners and are not endorsed or affiliated with any government agency. Rates and terms are subject to change at any time without notice and may be restricted by state regulations.

Copyright © FiftyStone Capital Group 2026. All rights reserved. 

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