Highlights:
NATIONWIDE LENDER
Fifty Stones Capital Group provides direct private capital for commercial real estate transactions that require speed, structure, and certainty. We are built for borrowers and brokers who need certainty, responsiveness, and real execution.
We do not simply fund transactions; we structure solutions to capital gaps and execute with discipline. In a market often defined by uncertainty, we provide clear credit decisions and a defined path to closing. Capital is widely available. Consistent execution is not. That is where we focus.
Serious capital.
Certain execution.
Loan Amounts: $5M to $100M
Loan to Value: Up to 85%
Pre-payment Penalty: None
Loan To Cost: Up to 80%
Interest Rates: 9.5% – 12.0%
Origination Fee: 1 to 5 points
Structured capital for sponsors, borrowers, and brokers who need:
Structured capital for sponsors, borrowers, and brokers who need:
Certainty Of Close
Responsive Decision-making
Disciplined Underwriting
Direct Access To The Lender
Capital for transactions that need real execution
We provide private credit solutions for commercial real estate transactions where timing, structure, and certainty matter. From bridge financing and construction loans to refinances, mezzanine positions, and special situations, we focus on transactions that require judgment as much as capital.
Discover Our Extensive Range Of Financing Solutions
Mezzanine Loan
Why Choose Us
We’re a direct lender; we’ve got the funds and know-how and lend directly. No passing the baton, or waiting for approval from someone else, we’re the finish line. We know time is money, especially when you need a bridge loan or private money loan fast. By keeping everything in-house, we maintain full control at every stage, ensuring quick and dependable decision-making.
Efficient In-House
Our process is streamlined to ensure a smooth ride from start to finish. And with a dedicated loan officer guiding you every step of the way, you’ll get personalized support and expert advice. We keep it simple and direct no confusing steps or detours.
Tailored Service
We understand that every deal is unique, and we wouldn't treat yours like it's anything less than exceptional. That’s why we offer competitive rates and customized terms that fit your unique needs. We’re all about creating the perfect financing solution for you. Whether you’re just starting out or scaling up. Let's get you the best deal, designed exactly how you need it
Loan Amounts: $5M to $100M
Loan To Cost: Up to 80%
Loan to Value: Up to 85%
Interest Rates: 9.5% – 12.0%
Pre-payment Penalty: None
Origination Fee: 1 to 5 points
Term: 6-60 Months
Region: Nationwide
Experience the future of gaming with R. Torres.
1
24-Hour Deal Intake
Submit your deal through our streamlined portal and receive a “Soft Interest” or “Pass” within one business day, no time wasted on uncertainty.
3
Common-Sense Underwriting
Our streamlined checklist requests only what’s essential, with direct access to decision-makers for real-time solutions.
5
Legal & Final Due Deligence
We leverage advanced technology and our nationwide network of "Stones" (local experts) to verify assets in all 50 states. Lender’s counsel prepares the loan documentation
2
Instant Soft Term Issuance
For viable projects, we issue a transparent, preliminary quote outlining rates, LTV, and the path to closing.
4
Loan Approval
Upon approval, we issue a clear Commitment Letter with transparent terms, no hidden fees or last-minute changes.
6
Certainty of Closing
Once cleared, we fund directly.
We close deals in as little as 7-14 days for bridge loans, keeping your development or acquisition on schedule.
Target Asset Classes
Multifamily & Residential Portfolio
We provide high-leverage, flexible capital for the backbone of American housing. From luxury high-rise developments in Tier-1 markets to value-add garden-style apartments in emerging hubs, we fund the stabilization and growth of your residential portfolio.
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50+ unit complexes, student housing, and senior living facilities.
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Execution: Bridge-to-permanent financing and high-LTV acquisition loans.
Hospitality & Specialized Assets
Hospitality requires a lender that understands seasonal ebbs and operational intensity. We provide the discretionary capital needed for flag-conversions, luxury boutique hotel acquisitions, and large-scale resort developments.
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Specialized Lending: Includes Cannabis real estate and healthcare facilities (Senior Living/Medical Office).
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Mezzanine Options: Strategic "gap" funding to optimize your capital stack on high-CAPEX projects.
Retail & Mixed-Use
We fund the evolution of retail. From anchored shopping centers to innovative mixed-use "live-work-play" developments, our capital is designed for sponsors who are transforming the community experience.
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Strategy: Construction-to-perm and repositioning loans for adaptive reuse projects.
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Common-Sense Underwriting: We look past the checkboxes to value the actual foot traffic and tenant strength.
Land & Development
The most complex deals often start with a "Stone." We provide the heavy-lift capital for horizontal land development, entitlements, and vertical construction.
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Reliability: We close $10M+ land and construction deals where traditional banks hesitate.
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Nationwide: Entitled projects in all 50 states are within our funding mandate.
AS FEATURED ON
Understanding Our Borrowers
Looking for a direct nationwide lender that gets straight to the point and prioritizes your time? You’re in the right place. At FiftyStones Capital Group, we specialize in providing fast, reliable funding for commercial and non-owner occupied residential properties. We partner with borrowers, mortgage brokers, and traditional lenders to ensure a simple, streamlined process that gets deals done fast. We don’t just fund deals, we understand the people and the projects behind them. Our lending philosophy is built on practical experience, clear communication, and real-world flexibility. Expert Investment Strategies
Borrowers come to us because traditional financing takes too long. We move with purpose, streamlined underwriting, quick decisions, and direct communication with decision-makers. When a deal is viable, we act fast to keep your project on schedule.
Time is Critical
No two borrowers or projects are the same. We take the time to understand your structure, your exit strategy, and your real needs — not just what fits into a checkbox. That’s why we offer custom terms that make sense for your deal, not ours.
Every Deal is Unique
We don’t play guessing games or waste time chasing deals that won’t fly. If we can’t do it, we’ll tell you straight. Our approach is direct, honest, and built to save borrowers from unnecessary delays, surprises, or runarounds. We call it lending with common sense.
Importance of Transparency
In real estate, time is money. That's why we make quick, decisive lending decisions and always follow through on our commitments. With clear terms, no hidden fees, and honest communication, we keep your transactions on track.
With a proven track record and thousands of satisfied clients, FiftyStone Capital Group is proud to be a trusted name in hard money lending. Whether it’s fix-and-flip financing, bridge loans, or commercial real estate funding, we have the solutions you need to succeed.
We understand that real estate financing is not one-size-fits-all, which is why we specialize in crafting custom lending solutions that match your unique needs. We don’t just throw numbers at you and walk away. We work with you, side by side, through every step of the process, from acquisition to completion. Think of us as the sidekick to your real estate superhero, only with better spreadsheets.
Let’s partner to secure the best funding solution for your client. Join our broker team today.
Testimonials
"Fifty Stones Capital Group is a solid execution lender. Their credit team asked intelligent questions and gave clear feedback early, that was when I knew they were the deal. This saved time for everyone involved and they didn't disappoint"
"Traditional banks kept dragging out approvals, so we turned to Fifty Stones for a refinance on a transitional asset. They understood the business plan and structured a bridge facility that actually matched our exit strategy. The team was responsive, transparent on fees, and delivered on what they promised."
"As a mortgage broker, I’ve brought a handful of challenging commercial financing requests to Fifty Stones over the past 18 months. What stands out is their willingness to dig into nuances other direct lenders shy away from we’ve closed several creative bridge and construction financings that traditional lenders wouldn’t touch"
