Fifty Stones Capital Group Closes $17 Million Refinance and Cash-Out Loan on Prime Industrial Site in Miami, FL.

Miami, FL – June 7, 2024 — In a powerful display of its creative structuring and deal execution capabilities, Fifty Stones Capital Group has successfully closed a $17 million refinance and cash-out bridge loan to consolidate debt and restore liquidity for a borrower with a rare full-city-block industrial site in the heart of Miami.

The transaction, which came together after a strategic and time-sensitive effort, was secured against a fully assembled industrial site spanning multiple parcels. What made this deal particularly compelling was the layered complexity: fragmented liens, multiple ownership interests, and the need to quickly unlock trapped equity to reposition the asset for its next phase of development.

The borrower, a seasoned investor and developer, had spent the last several years assembling a full block of industrial land parcel by parcel in a highly coveted part of Miami’s urban core. However, in the process of securing the land, the financing structure became heavily encumbered by fragmented liens and cross-collateralized debt, some of which had begun to impact the borrower’s personal holdings—including a lien tied to his primary residence.

Desperate to regain financial flexibility and prepare the property for its future development phase, the borrower approached Fifty Stones Capital Group seeking a partner who could not only fund quickly, but also navigate the unique web of title and lien complications.

Fifty Stones worked hand-in-hand with the borrower’s team, legal counsel, and lien holders to streamline the consolidation process, ultimately crafting a facility that paid off all encumbrances, restored sponsor liquidity, and included sufficient reserves to carry the project into its next phase. “Deals like this require much more than capital, they require deep structuring expertise, speed, and a willingness to understand the borrower’s vision,” said Mark Shea, the CEO of Fifty Stones Capital Group. “This was more than a loan, it was a strategic rescue that positioned the borrower for future success.”

With the refinance now closed and all parcels under one clean title, the borrower is preparing to begin design and entitlement work for a future industrial redevelopment that will take advantage of Miami’s continued growth and demand for last-mile logistics and distribution space. This closing reaffirms Fifty Stones Capital Group’s reputation as the go-to private capital source for complex bridge transactions, especially in situations where traditional lenders fall short.

About Fifty Stones Capital Group

Fifty Stones Capital Group is a premier private lending firm specializing in customized bridge and construction financing for commercial real estate across the United States. Known for its speed, creativity, and ability to navigate complex transactions, the firm has become a trusted capital partner for borrowers, brokers, and developers nationwide.