Fifty Stones Capital Group Closes $7.2M Bridge Loan in High-Stakes Deal, A Strategic Win to Start Q1.

February 9, 2024 - In a demonstration of agility, creativity, and deep market insight, Fifty Stones Capital Group proudly announced the successful closing of a $7.2 million first-position bridge loan on February 9, 2024, marking one of the firm’s most surgical transactions of Q1. The deal was secured for a highly qualified borrower known for working exclusively with Tier 1 institutional lenders, making this his first and only foray into private capital, sourced through a trusted intermediary.

The property, backed by strong fundamentals, was under a Vendor Take-Back mortgage nearing maturity. The vendor, motivated by a time-sensitive acquisition, required the funds back immediately, creating a compressed closing timeline. To add complexity, there was a second-position mortgage behind the VTB. While subordinate debt is often a non-starter for many private lenders, Fifty Stones’ relationship-driven underwriting and flexibility allowed for strategic navigation of this layered capital stack. Thanks to an existing relationship with the junior lender, a group identified as a “tag-along”, a postponement agreement was secured, preserving the integrity of the new first-position and avoiding intercreditor roadblocks.

The borrower, described by the broker as a “AAA borrower who deals with the Big 5”, brought to the table a robust credit profile, seasoned repayment history, and a reputation for delivering. This was no typical private deal. This was a precision-calibrated solution for an institutional-grade borrower in need of speed and flexibility, something only a select few private lenders are capable of delivering at this level.

The solution allowed the borrower to satisfy the vendor’s deadline, preserve the structure of existing debt relationships, and avoid institutional delays, all without sacrificing the borrower’s momentum or control.

“This wasn’t just about writing a check,” said Mark Shea, CEO of Fifty Stones Capital Group. “It was about understanding the players, managing the dynamics, and building a structure that worked for everyone, quickly.”

This deal reflects Fifty Stones Capital Group’s core strength: the ability to meet high-performing borrowers at the intersection of complexity and urgency, delivering capital that is both deliberate and responsive.

“Private lending is no longer just for distressed or unbankable deals,” added Mark Shea. “This transaction proves that even AAA borrowers working with the Big 5 can find value in our speed, flexibility, and willingness to structure around real-world challenges.”

About Fifty Stones Capital Group

Fifty Stones Capital Group is a private lending firm specializing in bridge loans, structured financing, and time-sensitive real estate transactions nationwide. Known for its intentionality, creativity, and disciplined execution, the firm partners with brokers, developers, and borrowers to deliver funding solutions that empower forward momentum, without compromise.