Fifty Stones Capital Delivers $5M Fast-Track Financing for Strategic Commercial Deal in Sacramento

Sacramento, CA – Sept, 2021 – Fifty Stones Capital Group, a nationwide private lending firm known for fast, tailored real estate financing solutions, proudly announces the successful closing of a $5 million bridge loan in Sacramento, California. The transaction was executed on an accelerated timeline to assist a seasoned West Coast-based real estate investor in acquiring a mid-sized commercial asset with significant repositioning potential. This short-term, interest-only loan was structured with a 12-month term, with two optional 6-month extensions, giving the borrower the time and flexibility needed to stabilize the asset and secure long-term financing. The deal closed in under three weeks from term sheet to funding, a testament to Fifty Stones Capital’s ability to move quickly in competitive market environments.

The Deal in Detail

The borrower, an experienced real estate operator with a track record in value-add and mixed-use properties, identified a 20,000+ square foot commercial building located in a transitional corridor just outside downtown Sacramento. The asset, partially leased at the time of acquisition, showed strong upside potential through lease-up, minor capital improvements, and rebranding.

To secure the property under tight seller deadlines, the borrower turned to their long-time commercial mortgage broker, who introduced Fifty Stones Capital Group as a strategic lending partner capable of understanding the vision, and executing with speed.

“Fifty Stones didn’t just show up with a term sheet, they engaged with the deal’s story, walked the asset, talked directly with the borrower, and delivered terms that fit the strategy like a glove,” said Reign Moore, the broker.

Loan Terms & Structure

• Loan Amount: $5,000,000

• Loan Type: Non-recourse, interest-only bridge loan

• Term: 12 months with two 6-month extension options

• Interest Rate: Competitive floating rate indexed to SOFR

• LTV: Approximately 65% of the purchase price

Strategic Vision

The borrower’s business plan involves executing light renovations, upgrading the common areas, and launching a targeted leasing campaign to attract creative and service-oriented tenants drawn to Sacramento’s booming small-business ecosystem. Once stabilized, the borrower intends to refinance with a long-term debt solution or market the asset for disposition at a significantly higher valuation.

Fifty Stones Capital’s Role

Fifty Stones Capital Group served as direct lender and advisor, facilitating a smooth due diligence process and underwriting structure that focused on the borrower’s track record, asset potential, and market fundamentals.

“We pride ourselves on being more than a checkbook, we’re a lending partner,” said Jaycox Dominick, VP of Fifty Stones Capital. “This deal represents what we do best: moving quickly for experienced operators with a clear vision, while providing the capital and confidence to execute.”

About Fifty Stones Capital Group

Fifty Stones Capital Group is a nationwide private real estate lender, focused on delivering bespoke bridge and construction financing across multifamily, mixed-use, industrial, and special-use assets. With a reputation for speed, creativity, and relationship-driven service, the firm partners with borrowers, brokers, and sponsors to turn high-potential projects into high-performing investments. For more details about loan programs and terms, kindly visit www.fiftystonescapitalgroup.com or send an email to info@fiftystonescapitalgroup.com